Income Protection Waiting Periods

Keeping with our theme of income protection this next blog explains the basics around choosing a waiting period. What is a waiting period? The brief explanation A waiting period is the time you need to wait from a claim event occurring until the day of your first...

Comparing Definitions of Disability

Following on from previous post Basics of Income Protection, this article will cover the differences in definitions of income protection. As previously mentioned with insurance companies the devil is in the detail. Important to note the definitions in your policy...

Basics of Income Protection

What is your greatest asset? It is your ability to earn an income. Your income forms the foundation of your financial well-being and planning. Without income there are no short, medium or long term goals that can be achieved. If you were to become disabled to the...

Get Time on Your Side

Compounding Interest makes a huge difference. Starting early is the best advice you will ever receive. The first two years’ contributions pay for 10% of your retirement. By the time you hit 36 (after 13 years of working), you have already funded half your pension –...