by Garth Hey | Dec 7, 2015 | Blog
In this installment we will be discussing Premium Patterns and Cover Increases. This determines whether you can afford your cover in years to come, knowing what to expect helps you to budget better. It is also important to be aware of the differences in order to make...
by Garth Hey | Nov 25, 2015 | Blog
Keeping with our theme of income protection this next blog explains the basics around choosing a waiting period. What is a waiting period? The brief explanation A waiting period is the time you need to wait from a claim event occurring until the day of your first...
by Garth Hey | Nov 17, 2015 | Blog
Following on from previous post Basics of Income Protection, this article will cover the differences in definitions of income protection. As previously mentioned with insurance companies the devil is in the detail. Important to note the definitions in your policy...
by Garth Hey | Nov 12, 2015 | Blog
What is your greatest asset? It is your ability to earn an income. Your income forms the foundation of your financial well-being and planning. Without income there are no short, medium or long term goals that can be achieved. If you were to become disabled to the...
